Comments on: The Investing Showdown: DIY Investing vs Robo-Advisors

By: Court and Nic

Court and Nic — Tue, 21 Nov 2023 03:32:27 +0000

In reply to Jesse.

Hi Jesse – Yes VEQT+VUN and VEQT+VFV is a very similar strategy – potato paatato. I think a 60/40 VEQT/VUN is fine – it totally depends on how you want your asset allocation to shape up. You’re getting into the world of double dipping into the same funds though when you also throw HXQ into the mix. It’s very likely that some of the top holding there are the top holdings across all three funds.

By: Jesse

Jesse — Mon, 23 Oct 2023 04:50:20 +0000

HI there, I see that you suggested veqt + VUN. What about veqt + VFV which is what i’ve been doing. I haven’t been rebalancing veqt + vfv but rather buy both each month. Maybe like 60 % veqt 40% vfv. But i’d also add that I’ve been buying HXQ as well.

By: The Easiest Way To Rebalance in Canada: Passiv + Questrade – Loonie.com

The Easiest Way To Rebalance in Canada: Passiv + Questrade – Loonie.com — Thu, 28 Oct 2021 19:54:45 +0000

[…] Investing 101 series, set up your brokerage account, decided what to invest in, decided to go the DIY investing route, and invested some of your savings. Now […]

By: The Easiest Way To Rebalance in Canada: Passiv + Questrade - Modern FImily

The Easiest Way To Rebalance in Canada: Passiv + Questrade - Modern FImily — Thu, 28 Oct 2021 05:43:35 +0000

[…] Investing 101 series, set up your brokerage account, decided what to invest in, decided to go the DIY investing route, and invested some of your savings. Now […]

By: Court and Nic

Court and Nic — Thu, 30 Sep 2021 05:02:25 +0000

In reply to Bob Wen. Agree! Love the energy of the summit. It's nearly impossible to tune in and not take away something new.

By: Court and Nic

Court and Nic — Thu, 30 Sep 2021 05:00:43 +0000

In reply to Jason. Oh wow losing up to 50% of their portfolio sounds extreme! I too am a boring investor and prefer to hold low-fee well-diversified indexed ETFs for the long run. Thanks for chiming in :)

By: Court and Nic

Court and Nic — Thu, 30 Sep 2021 04:58:08 +0000

In reply to David @ Filled With Money.

Learning it soon is the best way to make that mistake! I’m sure it was painful at the time but look how much further ahead you are now that you’ve left the dark side 🙂

And yes, start! Make mistakes! That’s ok! Learn as you go.

By: Bob Wen

Bob Wen — Mon, 13 Sep 2021 19:48:08 +0000

Thanks for the link to the Financial Summit. It’s always interesting, not just the topics, but the inspirational presenters too.

By: Jason

Jason — Fri, 10 Sep 2021 15:01:54 +0000

It’s a mixed bag. I’ve had friends that invested via robo investing sites and they’ve lost up to 50% of their portfolio. Even the ones that gained didn’t gain too much due to the extreme downs in the market last year. For me, I like DIY investing and just holding onto stocks like VEQT and retire with it. I would say it’s totally up to your risk level but I find robo advisors really risky.

By: David @ Filled With Money

David @ Filled With Money — Thu, 09 Sep 2021 02:46:32 +0000

Passive investing beats active investing… That was an expensive lesson but I’m glad that I learned it soon. It’s so important to just start and get analysis paralysis out of the way! Every day wasted is a day gone, never to return, especially these days where every day is more important than ever..