Before we dig into today’s post we wanted to let our readers know that our most recent podcast recording is out:

I opened up quite a bit more in this episode so I hope you enjoy it.  As always, we keep our Guest Appearances page up to date which houses all of the press, blogs, and podcasts we’ve been featured on. On to the show!


It’s now been over a year since I made the insanely tough decision to shift from full-time work to a part-time role as we transition to early retirement.  It took me over 5 months of back and forth conversations with Nic to finally pull the trigger and back down from a full-time role.   Last year I dug into the major internal battle I had with this decision as we were so close to our FIRE number so I wanted to circle back on this topic after a year in to see if/how my thoughts have changed/evolved.

Pros of the Switch

The biggest pro to my new set up is the hours and schedule.

What makes this truly wonderful is that I work shift work.  For those unfamiliar, this means I know the exact day/hours I will be at work and the exact days/hours that I will be off – upfront, for the entire year.  And by off, I mean completely off as someone else within my team is doing my same job instead during their shift.

No checking emails when at home.  No last minute deadlines to somehow meet.  No meetings.  No presentations, decks, or reports to produce.  No off the clock phone calls.  No work distractions at home occupying my mental space at home.

BOUNDARIES.

Since I switched to a 50% role, my schedule is as follows: 2 nights on, 8 days off – on repeat.  (Full time would have been 2 days, 2 nights, 6 off, repeat.)  These shifts are 12 hours long from 6:00 pm – 6:00 am.  So over a 10 day timeframe, I work 24 hours.

Let’s think about that further.  Most salaried employees are working 7 days over a 10-day period with 3 days off (extrapolating 5 workdays per 7 day week to a 10 day period since that’s my work cycle).  I’m basically the opposite of that.  So while most people are living for the weekends, I’m the opposite.

Over the course of the year, I work 73 days and am off 292 days. It’s absolutely glorious.

If we were to convert this to the equivalent of someone working 8 hour days, this would be 110 8-hour days during the year.  Meaning I get 37 more days completely off by bulking up my shifts into 12 hour segments instead of 8.  Considering I only work 73, that’s a big difference.  Assuming I’d work 47 weeks out of the year (accounting for holidays and vacations off), this would equate to working 2.3 8-hour days a week.  The beauty with shift work is I can bulk up my hours in the office which allows for many more days completely work-free.

Because of having so much time off and with Nic already retired, I truly feel like I’m living the retired life yet we’re still able to maintain a 50% savings rate.  And I still receive employer sponsored health benefits (heyo massages!).  We now have time to focus on what matters most – our own priorities.  I’m able to spend the large majority of my time with people who matter the most to me.  On a random Tuesday morning, Nic and I can talk about life.  If my mom wants to FaceTime in the middle of the day, I can answer the call and chat for an hour.  I’m on track to read 52 books this year.  I can read blog posts from fellow personal finance blogger friends during a slow breakfast.

Another big pro is because I only work night shifts, it’s a very relaxed setting.  First off, I’m always driving against traffic, not with it.  When I get to work, I do handoff with the day crew and then I work with just one other shift partner throughout the night.  As an introvert, this is great news.  He also prefers to work with the lights off and tv on.  Fine by me.  I can wear sweats and a hoodie to work every day.  No dressing up in work clothes.  Ever.  For those working from home in their pajamas due to COVID, you’re getting a glimpse into my everyday attire even while in an office.  The only time I see my boss is when we have quarterly team meetings (with COVID this means I haven’t seen or spoke to my boss since January).  I’m busy the first few hours of the shift and the last few hours with typically a nice long lull in the middle where these lovely posts get written.  So as you can imagine, it’s a pretty chill setup.

I was working in this same position back in 2016-2017 and I loved the nights but couldn’t stand the day shifts.  Having to wake up at 4:30 am was horrible.  Having to dress up and deal with the work politics and schmoozing is not my thing. Day shifts are always busier with a lot more fire alarm type drills to deal with.  My anxiety of day shifts kept me awake and always led to really terrible sleeps.  I always tried to swap out my day shifts for nights.  This sometimes meant working 7 night shifts in a row (84 hours over 7 nights) to then get 10 days off.

Looking back, having the opportunity to work in this role as nights only with half the number of shifts really is my dream set up.  I’m still so baffled as to why the decision to make this switch was so hard.  But let’s face it, change in general is hard.  Everyone sort of gets comfortable with the status quo.  There’s that fear of the unknown churning in the back of your head.  That little devil is sitting on one shoulder telling you all the reasons why that change is a bad idea.

Now that it’s been over a year, I can confidently tell that little devil to buzz off as this was hands down the right decision for our family.

From a financial standpoint, I feel really weird writing this with all the craziness and uncertainty going on in the world, but my team had an amazing year and I’m anticipating a bonus in March of 100-200% of my base salary.  So there is a very good chance that my overall pay for the year is going to be higher than if I were to have stayed in my previous full-time job.  Just crazy!  My pay is already ridiculous for what I do ($64/hour pre-tax) and with this bonus we’re talking $127-191/hour pre-tax.  Excuse me what?!?!  This was 100% not expected.

Cons of the Switch

Now of course it’s not 100% rainbows and butterflies.  Similar to how the hours and schedule are what makes this position so awesome, it’s also what makes it brutal.  Humans are not supposed to be awake and working throughout the night.  Having worked shift work in the past for 6.5 years, I know what this does to your body.  It’s not good.  It messes up your circadian rhythm and sleep schedule which literally can take off years from your life.  In the beginning (2010), my sleep was hardly impacted and I was able to get 9+ hour periods of sleep while on shift where I’d go to sleep at 6:30 am and sleep until 4:00 pm.  Over the years, it’s slowly shifted to less and less sleep, and I now sleep about 5 hours when on shift.

What this looks like now is the night before I work a night shift, I try to get to bed as early as possible to “bank” up normal sleep to get 10-11 hours of sleep that night.  I wake up around 8 am (no such things as sleeping in with a toddler for me), rest before going into work while Finn has her afternoon nap (maybe I get a 1 hour nap), and I basically pull an all-nighter and go to sleep around 6:30 am the next morning.  Somehow I don’t feel tired during this first shift – and I am NOT a night owl!  It’s the next shift that sucks.  I sleep for about 5 hours, wake up around 11:30 am/12:00 pm, rest a few hours later when Finn is napping, then head into the office for another 12-hour shift.  This is where the sleep deprivation wall hits.  I’m able to push through knowing that this is the last one and I have 8 days to recoup.  At this point, when I get home around 6:30 am I’m wiped.  I sleep until 1:00 pm – 2:00 pm and pass out for the night around 8:30 pm to get 10+ hours of sleep to try and catch back up.  By the next day I’m feeling fine again so the first day off is pretty much a wash but then I have 7 high-quality days off.  For me, it’s worth the crazy sleep for the ample time off.

Oddly enough, another con is that my to-do list somehow seems to get longer even though I have more free time available.  I’ve never been a procrastinator, but knowing I have 8 days to get a task done, I find myself pushing things off more and more.  Instead, I’d rather play with Finn or read a book and get to it at another time.  Not sure how I feel about this really.  I’m becoming more relaxed in a sense but crossing things off my to-do list still remains one of my favorite things to do.

What Life Looks Like Now

Let’s take a step back first.  In my previous full-time role, I was working 8:00 am – 5:00 pm and expected to be checking emails at all times, even on “vacation” (I use quotations as I was never really able to vacate work while logging time off).  This role required an extensive amount of travel (2-3 times per month) with a very unpredictable schedule.  Most weeks, I would be booking a flight on Thursday or Friday for the following Monday.  Aka I couldn’t plan life outside work.  And for a Type-A planner, this sucked!

Plans with friends often had to get rescheduled.  The idea of planning a vacation stressed me out.  And thus we didn’t go on any out-of-town vacations as a family other than pre-planned trips we had made prior to accepting that position which I ran by my future boss before accepting. Compare this to when I made the switch back to shift work, I had my schedule for the year and within weeks we booked a 2-week vacation down to Florida.  We then booked a week long trip to Vancouver Island for a few months later and COVID-19 hit so that got canceled but you can see the difference in how our lifestyles were panning out.

I also felt like I couldn’t escape from work.  It was always a thought in the back of my mind.  And I definitely didn’t feel fulfilled.  My job was a senior project manager for developing large scale (utility) renewable energy projects which basically means asking different subject matter experts to do work for you and to make sure all the work being done by others is actually happening.  For me, this was very unfulfilling as I pretty much felt like this weird middle man glorified babysitter with no real responsibility other than to report on the progress of others.  Only a few projects I was working on would actually lead into something real (years down the road), which also left me feeling very hollow about my position.  There’s a ton of schmoozing involved (both internally and externally) which is NOT my thing.  I did enjoy all the conferences I was encouraged to go to as that’s where I’d learn a lot of new material – but the schmoozing and small talk?  Nah.

Jumping over to my current role, the work I do is for the here and now.  I make a decision and I see within an hour if it was the right call or not.  I can calculate at the end of each shift how much money I made for our team.  I work one-on-one with my shift partner sitting right next to me doing the same work so its a nice team oriented setup without any work meetings, presentations, TPS reports, etc. involved.

Stepping outside of work, this is what it’s all about.  This is our why to FI.  While the work itself is more my style, what it really comes down to is the lifestyle.  The balance.

Here is what our days look like for the most part in this COVID-19 world:

  • 7:15 am: We wake up when Finn wakes up.  No alarm clocks in our house.  The little human is our alarm.  These days, she’s waking up around 7:00-7:30 am. (This is WAY better than her 5:00 am daily wake-ups of the past!)
  • 7:15-8:45 am: Our 1.5-hour slow morning routine looks like this: brushing our teeth, Finn getting all of us our vitamins, opening up all the windows and saying our good mornings to the sky/watching the sunrise, making coffee, making breakfast, and letting Finn watch her shows while we check emails/read. She gets two shows of her choice from Netflix or Disney+ in the morning on our phone which lasts ~40 minutes total.  After this, her mindless zombie screen time is done for the day.  If we arrange for any FaceTime chats with family or friends, they typically take place at this time.
  • 8:45-10:00 am: Next up is Finny playtime. We read some books, play with Mr. Potato Head/ponies/farm animals/doll, go downstairs into the “kids zone” to draw, play with playdoh, musical instruments, Hungry Hungry Hippos, Legos, blocks, etc.  Currently, we are VERY into pretend.  And the pretend “game” of choice is nap time for mom and momma…  What does this entail you ask?  Finn grabs one of our hands, brings us into her room, asks us to lay down on her rug, sets us up with her pillow, stuffies, water, blankie, and then tells us it’s sleepy time “night night sleep tight don’t let the bed bugs bite if they do hit them with a shoe until they turn….pink and green!”.  She shuts the door, runs down the hall then immediately yells “Momma can you yell for me?!” Ok… “Finny!” She comes running down the hall, opens the door, and asks “What’s wrong??”.  We then get to come up with random things we need her to help us with.  If it were up to her, she would play this “game” ALLLLLLL day.  Oh joy.  At least we get to lay down but it’s far from relaxing.  Please COVID, go away, so Finn can play with kids her age again!  We miss our bi-weekly library story time classes, weekly toddler in tow classes from the Parent Link Centre, and weekly turf time at the sports center!
  • 10:00-10:30 am:  This is clothing battle time.  If it were up to this girl, she would either be naked or in a dress 24/7.  Getting real clothes on is a struggle.  It takes us a good half hour to talk about getting dressed and then actually going through with the process.  We introduced a sticker chart system for completing certain daily tasks (getting dressed being one of them of course), which has helped out somewhat.
  • 10:30 am-12:00 pm: Outside time.  We’ll walk to one of the 6 playgrounds within walking distance of our house, go on the path to the river, hike through the woods, walk to her future elementary school to see the kids playing recess outside, drive to another playground in another neighborhood, walk to the library (the librarians know Finn by name), ride our bikes, go for a hike in a neighboring town, go swimming at the sports center, build a snowman, go sledding, go skating, go skiing, etc.
  • 12:00-1:00 pm: Lunch and story time to wind down before a nap.
  • 1:00-3:00 pm: The much-anticipated nap time.  We finally get some peace and quiet in the house.  At this point, Nic and I are drained from all her energy so we chill out, clean up, read, go on our phone, nap, and relax.  She’s currently napping about 70% of the days and having “quiet time” in her room the other 30% of the time.  The pro to a quiet time day is she goes to sleep earlier that night.
  • 3:00-4:00 pm: Slow wake up from the nap, snack time, and reading time.
  • 4:00-5:30 pm: We try to get outside again, it just depends on her mood.  If she’s not up for it, we will do a craft, bake, or go play downstairs in the kid’s zone.  We also will use this time to go to the grocery store, run errands, etc. We also use this time to learn a new language together about once a week.  Finn is loving learning French on the free Duolingo Kids app – let’s be honest, I am too!  My understanding is that this is only available in Canada at this point but there is Duolingo ABC for kids too which she is also crushing (proud momma bear!). Canadian parents, get on Duo Kids, it’s fantastic!  And everyone get on Duo ABC 🙂  These are the two “games” we allow her to play.
  • 5:30-6:30 pm: Supper time.  We try to get her as involved as possible.  Meal prep with her helper stool, setting the table, staying at the table until everyone is finished, saying “excuse me and thank you for supper” before leaving, bringing her plate to the sink when she’s done, etc.  We also have been playing a guessing game after supper where someone thinks of an animal and the other 2 people ask questions trying to figure out the animal.  She LOVES this game and gets so excited once the animal is figured out.
  • 6:30-7:00 pm: Walk around the neighborhood loop.  It’s especially magical this time of year with all the holiday lights.  Occasionally we will let her take her doll for an extra special walk.
  • 7:00-7:20 pm: Bath time.  She is a little fish (and we are all very sad that our town pool is closed) and LOVES bath time so if it’s cold out and we don’t make it for a walk, we will do an extended bath instead.  About once a week we do a blackout glow stick bath.
  • 7:20-8:00 pm: Post bath snack, stories, and bedtime routine.
  • 8:15 pm: Fingers crossed she’s asleep.
  • 8:15-9:30 pm: Adult bath/relaxation time, reading, get to sleeeeeep!

Obviously some days we don’t follow this schedule but for the most part, this is what to expect if you were a fly on our wall during this COVID-19 winter.  When I’m working nights, Nic is solo in the morning until I wake up.  Otherwise we’re all doing the above together.  We have been carving out some solo time each week where I’ll take Finn for the morning one day and Nic will take her another morning to give us breaks to recharge a bit.

The most important aspect to all of this is that both Nic and I are actually able to see our child grow up.  Not having our daughter in day-care means we are drained and exhausted.  Every.  Single.  Day.  But we wouldn’t want it any other way.  We get to see her grow and evolve right in front of our eyes.  We get to teach her so many valuable life lessons during these super formative early years.  We get to really learn about her personality.  We get to be silly 2-year old’s together.  We determine what she eats, her schedule, and what values she’s being taught.  We’re always there for our daughter rather than being stuck in a cubicle.  We get to witness all her milestones firsthand.  We can focus 100% of our time and energy on her as we aren’t worried about work deadlines, what my boss will say about ‘x’, or any workplace stress.  Reaching FI and making the decision to cut down on work has given us the opportunity to actually know our daughter, and it truly has been worth it for that reason alone.

In reality, we are not retired.  We just have a new job title really. A new job title we are truly proud to wear.

Any Regrets?

I can say with 10000% confidence, that this was absolutely the right call for our family.  Even with COVID-19, the markets are at new all-time highs and we’re past our FIRE number (although I am still very weary of these markets).  Our stress levels are near zero and we get to spend so many cherished days together.

Oil change?  Coffee meet up?  Doctor appointment?  Dentist appointment?  Eye exam?  Lunch with a friend?  Massage?  Chiro?  Sure, anytime.  Most full time employees struggle to find time during the week to get these type of errands done whereas we can do all of the above in any given week.

Get a dump of snow?  We can go skiing or sledding on a random Tuesday morning.  Need groceries?  We have the time to read through the flyer for sales and can avoid crowds at the grocery store.  And then we have ample time to cook what new recipe we feel like trying out for the day.  Feeling cooped up?  We can go out for a hike anytime we want depending on the ideal weather throughout the day.  Yet we’re still able to save half my income and not withdraw anything from our portfolio.  To me, this is the epitome of the best of both worlds.  It’s like we’re living the Coast FI life but with our FI number already met.  It’s a really nice feeling.

By being focused in our 20s, we’ve been able to create our dream reality in our early 30s.  We are so grateful to be in this amazing situation.  Honestly, my only regret is not doing this sooner.

Are you considering making any changes to your life?  If so, how are you feeling about it?  Have you ever considered transitioning to a part-time role?  We hope that sharing our story helps motivate some of you on the fence to just go for it!

Related Post: Why I Decided To Switch To Part Time 

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18 thoughts on “Thoughts After A Year Of Working Part Time”

  1. Thank you so much for sharing your journey with us.
    I haven’t reached FI yet, but I am in complete control of my time. I don’t think anything will change for me once I reach that FI number.
    I just wish other people had the same foresight to seek their own independence. Humanity will be such a better place if everyone could just focus on the thing they love.

    1. Of course, Alain! Being in control is so key. It then allows your the space to focus on the things they actually value and enjoy!

  2. From what I am reading here and other posts you have done I think you should ride this wave as long as possible. For sure 2021 should still be a no travel year across any borders, staycations and family cabin sounds about right. Keep that income going to investments, figure out the house & rental and enjoy your job. I see no reason to not coast on FI without the RE right now.

    1. That’s the plan Stan – for now at least while it’s still enjoyable! Just adding fuel to the FIRE at this point 😉 Sprinkle in a little parental time off for good measure.

  3. Hi Court,
    I really enjoyed reading this post! I’m also glad to see that you are learning French, which is my native tongue ;). I’m curious to know which books you are looking forward to reading most withing the next few months. Did you know that Pierre-Yves McSween got a new book out on financial independence? I don’t thing it’s been translated in English yet, but I’m reading it now and it’s pretty awesome :). Take care!

    1. Glad you enjoyed it Danielle! Aw haha yes we are sending Finn to French immersion school so I might as well learn with her! (Nic did that growing up.) I just read The 7 Most Important Equations for your Retirement by Moshe Milevsky which was excellent. Next up is Optionality by Richard Meadows to finish off the year. Have a TON on hold but the ones I’m mostly looking forward to are The Psychology of Money, The Future Is Faster Than You Think, How Not To Die, Everything Is F*cked, and Hold On To Your Kids.

      I read his book Do You Really Need It which was a good quick read. I heard he has another one, Liberte 45 I believe right? If/when it’s in English I’ll check it out as I’m nowhere near French reading level yet haha! I’ve got dinosaur, panda, car, on, 1-10, and some colours 🤣

  4. Sounds lovely! I would really like to work part-time because I do love my job, but it’s a lot for me to do 5 days a week!

    1. It really is lovely! I feel ya, it’s all about creating that balance to maintain that joy for the job long term while also enjoying life outside of worn 🙌🙌

  5. Court, Finn totally stole the show. Reading about all her antics made me LOL so much that I almost forgot what the rest of your post was about! It also brought back so many memories of my time with my boys when they were little.

    I’m so grateful that I could be there for all the moments—big and small, difficult and amazing. It’s just too bad that my husband couldn’t also join us as much as you’ve been able to with Nic and Finn. It makes me happy to read about your ‘Coast FI’ life together.

    Now back to the main topic of this post—going part-time and doing shift work. I love your explanation and that you managed to math your way to a decision. (Ha ha—that’s SO you!)

    I agree that it was totally the right choice. If it were me, I would happily make the same decision. The upsides are huge, and you’ve found ways to manage the downsides really nicely.

    Congrats on finding such a perfect work/life balance. It’s an elusive thing for so many, but you’ve achieved it!

    1. Haha she is a character! (When no one else but us is around at least!)

      I can always rely on you for a thorough comment, thank you Chrissy.

      As you are aware, it is pretty amazing to watch your kids grow up firsthand.

      You know I mathed it up! My brain wouldn’t allow for anything else haha. And precisely, for manageable downside there’s SO much more upside with this switch. Trying to help motivate others to work hard while also designing a life you love 🙂

  6. Reading the first half of your post, I had this thought: “sounds like you’ve got too many incredible things going on. Please stop it so the rest of us don’t feel so jealous!!” Haha just kidding 🤪😂! (About the stopping it – please keep up all the great things 😀).

    Love your work set-up! Cramming 24 hours of work into 2 days, then having 8 whole uninterrupted days off sounds like a dream, even if the first day is a wipe out. Also writing posts at work is a genius use of time. Smart career choice 😀

    Also so impressed by you reading 52 books in a year. Having time to do this is another one of my dreams! What have been some of your favourite books this year?

    Congrats on being a proud mumma! Finn sounds adorable, and definitely like your true full-time job.

    PS – how does someone get a bonus of 100-200% of their base salary? This sounds like another dream come true!

    1. Haha Jordan you’re too funny! Trying to motivate others to design a life they love. It takes some hard work combined with luck but it’s possible!

      The work setup is glorious. Those 8 days off are amazing. Haha yes, this blog would not exist (at least with weekly posts) if I wasn’t in this position!

      52 is A LOT and I likely will pair down to ~30 per year going forward but I’m glad I was able to do it.

      I put together this post reviewing the books I read from the first half of the year along with my top picks. I’ll be doing something similar in early 2021 for the back end of 2020 books. Let me know if you end up reading any of them and what you think!

      Finn is DEFINITELY a full-time job, but I’m more than ok with that!

      As for the bonus, this is totally unexpected!! I’m used to an annual bonus in my field (power/energy) but it’s typically in the 20-30% range. Our team had a killer year (sadly due to all the wildfires out west this year and California struggling to ensure system reliability).

      https://modernfimily.com/30-personal-development-books-from-2020/

  7. Thanks for this update. Transitioning to part time is something we often think about in our household. Hubby works shift work and I would love if he had a similar situation to yours but are not sure if it’s a possibility. Things are slowly changing at his job so who knows – maybe one day.

    On the other hand, my job as a teacher has many options that we are exploring. It’s great to have options and you have definitely been able to find the best of both worlds – congrats.

    1. Hey Maria – of course, happy to share my thoughts and hope it provides some food for thought. I never thought part time would be available to me but Lady Luck was watching over and a rare opportunity presented itself. Hopefully you’re able to find that sweet spot for your fam soon too! 🥰

  8. Hi…. Really great setup you’ve got here..

    This has actually been my goal ever since I was an intern at the Control room of a 330KV power station and got to see the advantages of shift work – especially night shifts..

    6+ years later and I’m typing this response while on night shift (00:10hrs), and with a shift pattern of 2 days, 2 Nights and 3 days off…

    The 2 days are the standard 8 hours each while the 2 nights are 12 each….
    This was the exact shift pattern at the power station all those years ago, so, Mission Accomplished… yay!!

    I’m about 20% of the way to my FI Number and still have a sizeable number of years to go (circa 7 – 8 years all things being equal).

    The plan is to do just 2 night shifts by then…( Which would in theory still allow me to remain at 60% gross pay cos 24/40 hours… Likely up to 70% Net pay cos, well, progressive taxes.. But I digress…)

    I don’t usually comment. But seeing someone who has achieved what I’m aiming to do TO A TEE is really encouraging and I just had to let you know how much I appreciate this post ..

    All the best in your future endeavors..

    Regards…

    P:S. You mentioned power/energy and System reliability.. Are you able to mention what job titles I can look into for your kind of Job?

    I don’t see myself leaving my present kind of job in I.T… ….. but things may change in the future and I do have two Electrical engineering degrees😀

    Cheers.

    1. Hey Ozstralia – thanks for reaching out and so glad to hear you have similar goals! Yep night shifts are beauties aren’t they!? Those of us who work them understand. Glad to hear you have your shift work set up going nicely for you too! And yep, as you hinted, my hourly pay is actually a bit higher now (~$10/hour) because of the reduced hours and being in a lower tax bracket.

      Two electrical engineering degrees + a background in IT pretty much gives you lots of options in the world, way to go! I’m a Real Time Power Trader so that would be the best keyword to search. It’s also called a Real Time Power Marketer or a Real Time Energy Trader. All interchangeable. I work on the trade floor and buy/sell power from other companies + our own units and send cheap power to more expensive areas and keep the spread (minus the losses and transmission costs). Most people I work with have some sort of business or engineering degree. Hope that helps and enjoy your journey!

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